FAQ Mortgage Agreement

Have You Been the Victim of Financial Misfortune because of your Mortgage, Secured/Unsecured Loans (for example Car Finance) or Credit Cards?

UK Logical helps you obtain compensation arising from consumer credit agreements that are invalid, unenforceable or fundamentally flawed. Our administrators and their legal team will review contracts that involve credit cards, loans (for example, car finance), secured loans, mortgages and payment protection insurance. The specialist legal team will deliver a service designed to assist you in achieving a successful settlement.

Our aim is to provide a first class face to face (or by other means if preferred), confidential and professional service.

Frequently Asked Questions for a Mortgage Agreement Claim

Q: Can I claim against any Mortgage Agreement?
A:

Yes You can claim against previous & current agreements. For a previous agreement, the last payment must have been made within the last 12 years. The agreement has to be governed by English Law.

   
Q: Does it benefit me if I send the claim pack back as soon as possible?
A: Yes because the sooner we can prove your agreement to be mis-sold, the sooner you receive your compensation.
   
Q: Am I protected for legal costs in the event I lose the case in court?
A: Yes in the unlikely event that you lose your case in court, our Legal Team would have ‘After the Event Insurance’ in place to protect You for any liability that you might have otherwise had to fund.
   
Q: Does it matter if I am in an IVA (Individual Voluntary Arrangement)?
A: If you are in an IVA then we can help.
   
Q: Does it matter if I am in a Debt Management Plan?
A: If You are in a Debt Management Plan we can help.
   
Q: Will I have to discuss this with my Lender?
A: No, once you have authorised ourselves to deal with your complaint on your behalf, our legal team will do this for you.

How It Works